Your borrowing capacity depends on factors such as your income, expenses, existing debts, deposit, credit history and the lending criteria of different lenders. Loan Masters can help assess your financial position and compare suitable loan options.

Eligible first-home buyers in Victoria may be able to access the First Home Owner Grant and land transfer duty concessions.

Currently, Victoria provides a $10,000 First Home Owner Grant for eligible buyers purchasing or building a qualifying new home valued up to $750,000. Eligible first-home buyers may also receive a duty exemption for qualifying homes up to $600,000 or a concession from $600,001 to $750,000.

For the live website, I would actually keep this answer slightly safer:

Eligibility and thresholds can change, so current Victorian Government requirements should always be checked before relying on a grant or concession.

Yes. Loan Masters helps homeowners review existing mortgages and compare refinancing options. Depending on your circumstances, refinancing may help you explore different rates, loan terms, features or access to available equity.

Refinancing is already one of the services stated on their current website.

Requirements vary depending on your financial situation and lender, but commonly requested documents include proof of income, identification, and information about your assets, liabilities and existing financial commitments.

Loan Masters' current site already lists payslips or tax returns, identification, and asset/liability information as typical requirements.