CAR FINANCE
Drive away sooner-we
compare car finance for you.
Dealer yard finance desks show you one option. We show you the market
then handle the paperwork from pre-approval to pickup.
However you're buying, there's a loan for it
New Car
Buying from a dealer? We compare secured car loans across multiple lenders and can often turn an approval around within a day or two, so you don't lose the car you've fallen for.
Used Car
Private sale, dealership, or that one the owner swears is 'genuine km'. We know which lenders finance older cars and private sales — and what paperwork they'll need.
Refinance
Paying too much on your current car loan? We look at refinancing to a sharper rate or better structure, and tell you honestly if it's not worth switching.
What Loan Masters Can Help You With
Every situation is different. We take the time to understand yours, then match you with the lender and structure that fits — not just the easiest approval.
Secured and unsecured car loans
Fixed rates and fixed repayments
Balloon payment options
Terms from 1 to 7 years
Extra repayments allowed on most loans
Low doc options for self-employed buyers
How It Work's
1
Get pre-approved
A quick chat about your budget and we'll line up pre-approval so you can shop with confidence.
2
Choose your car
We compare lenders and recommend lease or ownership based on your tax position.
3
We finalise the done
Pick the car you actually want — dealer, private sale or auction.
4
Drive away
Funds are paid and you pick up your car — usually within days.
What you get going through a broker
Comparison
Multiple lenders compared for every application — not just one bank's offer.
Pre-approval
Shop with confidence knowing your budget before you walk onto the yard.
Paperwork done
We prepare, lodge and chase the lender so you can get on with life.
All credit profile
From first cars to re-builds — we work with specialist lenders too.
Frequently Asked Question
Can I get a car loan with bad credit?
Possibly. Specialist lenders work with borrowers who have had credit issues, usually at different rates. We'll be upfront about what's achievable before you apply.
How long does approval take?
Often within 24–48 hours once we have your documents. Pre-approval means you can move quickly when you find the right car.
Is a novated lease worth it?
For salary and wage earners it can be — running costs are paid pre-tax. We'll compare it against a standard car loan so you can see the real numbers.
Found the car? Lock in the loan.
Book a free, no-obligation appointment with a Loan Masters
broker and get clear, honest guidance on your next step.
Copyright 2026. Melbourne, Australia. All rights reserved. NH & SS Randhawa Pty Ltd T.A Loan Masters, Australian Credit Licence: 536549