Your borrowing capacity depends on factors such as your income, regular expenses, existing debts, deposit, credit history and individual lender requirements. Loan Masters can help review your situation and explore suitable lending options.

Eligible first-home buyers in Western Australia may be able to access the First Home Owner Grant and concessions through the first home owner rate of duty. Eligibility depends on the property and individual circumstances, and government rules can change over time.

This wording intentionally avoids putting changing dollar thresholds directly on the website.

Yes. If you already have a mortgage, Loan Masters can help you review your existing loan and compare refinancing options that may better suit your current needs and financial goals.

Requirements vary by lender and individual circumstances, but you may need identification, proof of income, details of your expenses, assets and liabilities, and information relating to the property or existing mortgage.