Equipment Finance for Growth-Minded Businesses
New equipment shouldn't mean emptying your bank account. Loan Masters structures equipment finance so your business can upgrade, expand and stay competitive — with repayments matched to the way you earn.
Machinery & Technology
Manufacturing machinery, medical equipment, IT, tools and fit-outs — finance across every industry.
Preserve Working Capital
Spread the cost over the life of the equipment and keep cash free for operations and growth.
Tax Effective Structure
We explain lease vs ownership so you can choose the structure with the best tax outcome for you.
Lender Panel Access
Specialist equipment lenders and major banks compared — competitive rates without the legwork.
What Loan Masters Can Help You With
Every situation is different. We take the time to understand yours, then match you with the lender and structure that fits — not just the easiest approval.
Finance for new and second-hand equipment
Operating and finance lease options
Chattel mortgage and hire purchase
Seasonal repayment structures
Upgrades and add-on finance
Vendor programs and private sales
How It Work's
1
Scope your equipment
Tell us what you're buying and what it will do for your business.
2
Get the right structured
We compare lenders and recommend lease or ownership based on your tax position.
3
Approve and settled
We prepare the application, manage conditions and coordinate settlement with your supplier.
4
Grow with confidence
Need to upgrade later? We review your finance as your equipment needs evolve.
Frequently Asked Question
Can startups get equipment finance?
Yes — several lenders work with newer businesses. Approval often depends on the equipment type, time in business and supporting financials. We know which lenders to approach.
Lease or buy — which is better?
It depends on your tax position, cash flow and whether you want the equipment on your balance sheet. We explain both side by side so you can decide with confidence.
How much can I borrow?
From a few thousand dollars for tools to millions for heavy machinery. Limits depend on the lender, the asset and your financials — we'll find the right fit.
Ready To Talk About Your Asset Finance?
Book a free, no-obligation appointment with a Loan Masters
broker and get clear, honest guidance on your next step.
Copyright 2026. Melbourne, Australia. All rights reserved. NH & SS Randhawa Pty Ltd T.A Loan Masters, Australian Credit Licence: 536549